One of the first things to accomplish when you decide you want to purchase a home, is to get pre-approved for the mortgage financing. Our network of mortgage brokers can advise you on what programs you are eligible for, what price range you can go up to, and how your budgeted monthly payment would translate into a purchase price target. Realtors must have a pre-approval letter before we can schedule showings for you, or help you put offers in.
Our mortgage brokers have a variety of options available for well-qualified borrowers and not so well qualified borrowers. Our team has done the research for you and refer you to the best of the best mortgage consultants in the area. Our lenders offer competitive rates, low closing costs, and low down payment options.
To see what credit scores are required for different loan options, please see the below list of programs available, and the credit scores needed to get pre-approved for those programs.
Please fill out the form below, and we will have one of our dedicated mortgage partners reach out to you to get you started.
Credit Score Requirements by Program
3.5% Down FHA: 580
$100 Down FHA for HUD owned homes: 580
$0 Down USDA: 600
$0 Down VA: 580
3-20+% down Conventional: 620
Indiana Housing Down Payment Assistance: 650
$0 Down, No MI for low-moderate income borrowers: 680
Other conditions must be met to be qualified for these programs, and this list is only for informational purposes. Please fill in the contact form above, and we will have our mortgage brokers get in touch with you and offer the best programs available to you.
If your credit needs works, please see our page Credit Score Tricks.